
Scalapay
Founded Year
2019Stage
Series B - II | AliveTotal Raised
$727MLast Raised
$27M | 3 yrs agoMosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+9 points in the past 30 days
About Scalapay
Scalapay is a financial technology company that offers a buy-now-pay-later service that enables customers to make purchases and defer payments through interest-free installments. The company's main service allows consumers to receive their orders immediately while splitting the payment into three monthly installments without interest, which is facilitated through both online and in-store transactions. Scalapay primarily serves the ecommerce industry, as well as brick-and-mortar retailers, by providing a payment solution that aims to increase basket size and conversion rates for merchants. It was founded in 2019 and is based in Milan, Italy.
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ESPs containing Scalapay
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The buy now pay later (BNPL) — B2C payments market offers a flexible payment solution for consumers, allowing shoppers to make purchases and split the cost into multiple installments, typically interest-free. BNPL solutions provide an alternative to traditional credit cards and enable customers to make purchases without upfront payment or the need for a credit check. BNPL solutions typically offer…
Scalapay named as Challenger among 15 other companies, including PayPal, Affirm, and Klarna.
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Research containing Scalapay
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Scalapay in 1 CB Insights research brief, most recently on May 8, 2024.

May 8, 2024
The embedded banking & payments market mapExpert Collections containing Scalapay
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Scalapay is included in 2 Expert Collections, including Unicorns- Billion Dollar Startups.
Unicorns- Billion Dollar Startups
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This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
Latest Scalapay News
Mar 27, 2025
Thursday 27 March 2025 11:23 CET | News Italy-based Buy Now, Pay Later (BNPL) operator Scalapay has entered into a strategic collaboration with Lendismart to provide financing options in physical stores. Through this move, Lendismart’s partner establishments are set to be able to integrate Scalapay as a payment method available for their customers, in turn supporting access to short-term instalment payments. The agreement with Lendismart further solidifies Scalapay’s presence at the point of sale in its main markets, which include Italy, France, Spain, and Portugal, while also advancing its operations into additional sectors. The partnership with Lendismart follows Scalapay’s announcement regarding the expansion of its alliance with Stripe from February 2025 , with the former making its services available on the latter’s platform. This initiative enabled brands and users to utilise BNPL payment solutions in a more optimised manner, with the two companies seeking to respond to the increasing need in the market for this type of payment solution. Bringing more payment options at the point of sale The partnership between Scalapay and Lendismart is set to allow businesses to benefit from the direct integration of the former’s instalment payment method, which can boost their sales and average order ticket. Also, the initiative can augment how businesses’ staff work in store, with them being able to implement a more efficient payment process. At the same time, buyers receive interest-free instalment payments, in turn favouring conversion for companies. Furthermore, the initiative to expand BNPL payment options at the point of sale comes as part of Scalapay’s strategic growth plan for 2025. Working together with Lendismart enables the company to solidify its presence in physical commerce, providing its services to more establishments and customers in southern Europe. Commenting on the news, representatives from Scalapay mentioned that the integration with the Lendismart platform allows their company to scale into several sectors and further optimise the payment process for merchants and customers. According to the official press release, Scalapay is set to be available to all Lendismart merchants in different countries, extending financing options and augmenting the shopping experience for buyers.
Scalapay Frequently Asked Questions (FAQ)
When was Scalapay founded?
Scalapay was founded in 2019.
Where is Scalapay's headquarters?
Scalapay's headquarters is located at VIA GIUSEPPE MAZZINI, 9, Milan.
What is Scalapay's latest funding round?
Scalapay's latest funding round is Series B - II.
How much did Scalapay raise?
Scalapay raised a total of $727M.
Who are the investors of Scalapay?
Investors of Scalapay include Poste Italiane, Fasanara Capital, Tiger Global Management, Tencent, Gangwal and 8 more.
Who are Scalapay's competitors?
Competitors of Scalapay include PayRight, Sunbit, Younited, Alma, Pledg and 7 more.
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Compare Scalapay to Competitors

Klarna provides payment solutions and shopping services. The company offers price comparison, installment payments, and consumer financing for online shopping. Klarna serves the ecommerce industry, providing services to both consumers and retailers. Klarna was formerly known as Kreditor . It was founded in 2005 and is based in Stockholm, Sweden.

Alma specializes in payment solutions for the electronic commerce and retail sectors. The company offers services that allow customers to make purchases in installments or defer payments. Its solutions provide guaranteed payments to merchants. The company was founded in 2018 and is based in Paris, France.

Billie specializes in BNPL payment methods for the B2B sector and offers digital payment services. The company's main offerings include modern checkout solutions that enable businesses to pay and get paid on their terms, with features such as upfront payment for sellers and flexible payment terms for buyers. Billie's services cater to a variety of sectors, including e-commerce, telesales, and in-person sales channels. It was founded in 2016 and is based in Berlin, Germany.
Butter focuses on financial services in the e-commerce sector. It offers a service that allows customers to make online purchases and pay for them over time, including for items such as travel, fashion, tech, and home goods. The company primarily serves the e-commerce industry. Butter was formerly known as Awaymo. It was founded in 2017 and is based in London, United Kingdom.

PayJoy is a financial service provider that offers smartphone financing with the option to pay in installments and provides cash loans using patented technology that leverages smartphones as digital collateral. The company focuses on providing access to credit for individuals who may not have traditional banking accounts. It was founded in 2015 and is based in San Francisco, California.

Amount specializes in digital origination and decisioning within the financial technology sector. The company offers a platform that facilitates account origination for lenders, integrating decisioning for credit, fraud, and compliance, as well as customer journeys to support the lending process. Amount primarily serves regional and community banks, large commercial banks, and credit unions, providing them with tools for their operations. It was founded in 2014 and is based in Chicago, Illinois.
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