Best Cross-Border Payments Infrastructure & Enablement Companies

Adyen is a financial technology platform specializing in payments, data, and financial management. The company provides a solution for businesses to accept, process, and settle payments, as well as manage financial operations and analyze data. Adyen serves various sectors, including digital businesses, omnichannel businesses, and platforms and marketplaces, by providing integrated payment solutions. It was founded in 2006 and is based in Amsterdam, Netherlands.

Nium specializes in modern money movement within the financial technology sector. Its main offerings include a platform for cross-border payments, card issuance services, and banking-as-a-service solutions, designed to facilitate global financial transactions for businesses. Nium primarily serves financial institutions, travel companies, payroll providers, spend management platforms, and global marketplaces. Nium was formerly known as InstaReM. It was founded in 2014 and is based in Singapore.

Ripple provides digital asset infrastructure for financial services, focusing on cross-border payments and digital asset management. The company offers solutions for payment settlement, liquidity management, and a global payout network, as well as services for storing and managing digital assets. Ripple was formerly known as OpenCoin. It was founded in 2012 and is based in San Francisco, California.

Circle provides a financial technology solution for users to send and receive funds globally. It offers crypto treasury management solutions for businesses to manage digital assets. The company serves asset managers, financial technology companies, and financial institutions. It was founded in 2013 and is based in Boston, Massachusetts.

Checkout.com is a financial technology company that provides payment processing services. The company offers a platform for businesses to accept payments, issue cards, and manage payouts. Checkout.com serves sectors such as e-commerce, fintech, gaming, cryptocurrency, marketplaces, payment facilitators, and travel. Checkout.com was formerly known as Opus Payments. It was founded in 2012 and is based in London, United Kingdom.

Airwallex develops a global financial platform that focuses on providing business payment solutions within the financial technology domain. The company offers an array of services including global business accounts for managing finances,  international transfers, multi-currency corporate cards, and online payment processing capabilities. It primarily serves the payment industry. The company was founded in 2015 and is based in Melbourne, Australia.

Convera focuses on B2B cross-border payments and currency risk management. The company offers solutions for global payments, risk, and cash management and facilitates international transactions for various sectors without using technical jargon or specific product names. Convera primarily serves industries such as education, financial institutions, payroll, pensions, travel, healthcare, legal, NGOs, and royalties. Convera was formerly known as Western Union Business Solutions. It was founded in 2021 and is based in Seattle, Washington.

dLocal specializes in payment solutions for emerging markets within the financial technology sector. The company provides services such as accepting local payment methods, facilitating cross-border fund settlements, and offering a suite of fraud management tools. It primarily serves global enterprises looking to expand reach into Africa, Asia, and Latin America. It was founded in 2016 and is based in Montevideo, Uruguay.

EBANX specializes in cross-border payment solutions within the financial technology (fintech) industry, providing payment services for companies looking to operate in rising markets. The company offers a platform for processing online purchases, managing funds from pay-ins to payouts, and facilitating transactions in various currencies and payment methods, including alternative options. It serves e-commerce, gaming, and digital advertising sectors, helping businesses operate in Latin America, Africa, and India. It was founded in 2012 and is based in Curitiba, Brazil.

FIS provides financial technology solutions in the commerce and financial transactions sector. It offers services such as payment processing, banking software, and investment services to assist businesses and individuals. FIS serves clients in the financial services industry, including banks and merchants. FIS was formerly known as Systematics. It was founded in 1968 and is based in Jacksonville, Florida.

Flutterwave operates as a financial technology company. It provides a variety of payment solutions, including online payment acceptance, cross-border payouts and transfers, currency swaps, and point-of-sale (POS) systems. It primarily serves businesses, individuals, and startups, particularly in emerging markets. The company was founded in 2016 and is based in San Francisco, California.

OFX Group specializes in international money transfers and currency exchange services within the financial sector. The company offers solutions for individuals and businesses to send and receive payments globally, manage currency risks, and access market insights without excessive bank fees. OFX Group caters to a diverse clientele, including small businesses, enterprises, online sellers, and individuals needing personal money transfer services. OFX Group was formerly known as OzForex. It was founded in 1998 and is based in Sydney, Australia.

Rapyd is a fintech company focused on global payment processing and financial services infrastructure. The company provides products including online payment acceptance, in-store payment solutions, and financial services for businesses, such as global accounts and multi-currency management. Rapyd's platform supports e-commerce transactions, lending, and remittances, and offers compliance and risk management solutions. Rapyd was formerly known as CashDash.. It was founded in 2016 and is based in Essex, United Kingdom.

Thunes is a global payment infrastructure provider in the financial technology sector. The company offers cross-border payment solutions, enabling businesses and their customers to send and receive payments worldwide with a single API integration. Thunes primarily serves sectors such as money transfer operators, payment service providers, creator economy platforms, marketplaces, digital merchants, banks, and mobile wallets. Thunes was formerly known as TransferTo. It was founded in 2016 and is based in Singapore, Singapore.

Wise provides international money transfers and multi-currency accounts. The company offers services for sending, receiving, and managing money. Wise serves the fintech and e-commerce sectors. Wise was formerly known as TransferWise. It was founded in 2011 and is based in London, United Kingdom.