Best Banking-As-A-Service (BaaS) Companies

FIS provides financial technology solutions in the commerce and financial transactions sector. It offers services such as payment processing, banking software, and investment services to assist businesses and individuals. FIS serves clients in the financial services industry, including banks and merchants. FIS was formerly known as Systematics. It was founded in 1968 and is based in Jacksonville, Florida.

Stripe provides services for businesses to manage online and in-person payments. It offers products including payment processing application programming interfaces (APIs), payment tools, and solutions for handling subscriptions, invoicing, and financial reports. Stripe serves sectors such as e-commerce, Software as a Service (SaaS), platforms, marketplaces, and the creator economy. Stripe was formerly known as DevPayments. It was founded in 2010 and is based in South San Francisco, California.

Finastra provides a range of financial services, treasury, lending, and banking software solutions. The company offers a wide range of services, including lending and corporate banking, payments, treasury and capital markets, universal banking, and investment management. It primarily serves the financial technology industry. It was founded in 2017 and is based in London, United Kingdom.

Solaris is a technology company with a banking license that provides Banking-as-a-Service solutions in the financial services sector. The company offers a platform for businesses to integrate digital banking, payment services, and lending options into their products through APIs. Solaris serves sectors that require embedded finance solutions, including mobility, travel, and wealth management. Solaris was formerly known as Solarisbank. It was founded in 2016 and is based in Berlin, Germany.

Alviere offers an enterprise-embedded finance platform operating in the financial services industry. It offers financial products, including accounts, payments, branded cards, and global money transfers, all designed to be integrated into clients' existing business models. It primarily serves sectors such as travel and hospitality, retail, marketplaces, financial services, and telecommunications. It was formerly known as Mezu. It was founded in 2020 and is based in Denver, Colorado.

BBVA is a digital bank that operates in the banking sector and offers services including retail banking, corporate banking, investment banking, sustainable finance, and blockchain integration. The company provides e-commerce payment solutions and e-money platforms, and is involved in artificial intelligence and generative AI training. It was founded in 1857 and is based in Bilbao, Spain.

ClearBank is a financial technology company that operates in the banking sector. The company provides a cloud-based API that enables financial institutions to offer their customers a fully regulated banking infrastructure and real-time clearing access. ClearBank primarily serves fintechs, crypto platforms, banks, and credit unions. ClearBank was formerly known as CB Infrastructure Limited. It was founded in 2014 and is based in Bristol, United Kingdom.

Cross River is a financial technology company that provides API-driven banking infrastructure and embedded financial services. Their offerings include payment solutions, card programs, and a lending platform, which integrate with their partners' systems. Cross River serves sectors such as fintech, digital lending, and neobanks. It was founded in 2008 and is based in Fort Lee, New Jersey.

Finzly is a company that operates within the financial technology sector. It provides a platform for banks to manage payments, accounts, and international banking services, with a focus on embedded banking and digital experiences. The company serves financial institutions that are modernizing their operations. Finzly was formerly known as SwapsTech. It was founded in 2012 and is based in Charlotte, North Carolina.

Green Dot (NYSE: GDOT) is a financial technology company that specializes in personal banking and payment solutions within the financial services sector. The company offers a variety of products, including mobile bank accounts, debit cards, and prepaid cards designed to provide consumers with secure and convenient access to their funds. Green Dot's flagship product, GO2bank, is a digital banking platform aimed at improving the financial health of consumers through accessible mobile banking services. It was founded in 1999 and is based in Austin, Texas.

Marqeta (MQ) specializes in modern card issuing and payment solutions within the financial technology sector. The company offers a platform that enables businesses to issue debit, credit, and prepaid cards, as well as integrate digital wallets and tokenization, with a focus on dynamic spend controls and Just-in-Time funding. Marqeta's services cater to various sectors, including digital banking, online marketplaces, and on-demand services. It was founded in 2010 and is based in Oakland, California.

Starling Bank is a digital bank that focuses on providing a range of banking services within the financial sector. The company offers personal and business banking solutions, including current accounts, overdrafts, loans, and money transfer services, all accessible through an intuitive mobile app. Starling Bank primarily serves individuals and businesses looking for modern, mobile-first banking experiences. It was founded in 2014 and is based in London, United Kingdom.

Synctera is a banking and payments platform that provides technology infrastructure and a compliance framework for companies to launch FinTech and embedded banking products. The company offers services including APIs for digital wallets, debit and charge cards, and money movement experiences, supporting financial solutions. Synctera primarily serves FinTechs, embedded banking providers, and banks looking to build their sponsor banking programs. It was formerly known as Entangle. It was founded in 2020 and is based in Palo Alto, California.

Treasury Prime is an embedded banking platform that specializes in connecting businesses with a network of banks and financial service providers. Its main offerings include API banking integrations that enable companies to develop and launch financial products such as FDIC-insured accounts, payment processing solutions, and debit card issuance. Treasury Prime's platform is designed to support compliance program integration and multi-bank operations, facilitating the creation of investment vehicles and instant payout ecosystems for various industries. It was founded in 2017 and is based in San Francisco, California.

Unit is a financial technology company that specializes in embedded finance and financial infrastructure within the banking and lending sectors. The company offers a platform that enables tech companies to integrate banking services, such as storing, moving, and lending money, into their products. Unit's services are designed to facilitate compliance and simplify technical integration for businesses looking to offer financial services. It was founded in 2019 and is based in New York, New York.